First Time Buyer Mortgage Calculator

Use LIFT-Financial’s mortgage affordability calculator to estimate your borrowing potential.

Use the calculator below to find out how much you can borrow.

Different mortgage lenders have different criteria, so these calculators are intended as a guide only. The actual amount you will be able to borrow will depend on your personal circumstances and may be less than the figure shown.

Where an asterisk is shown, these are mandatory fields you need to complete in order to generate a calculation.

The actual amount you will be able to borrow may be less than this and can vary from lender to lender due to new affordability criteria.