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LIFT-Financial are award-winning Chartered Financial Planners with a team of independent Chartered Financial Planners who can help clients take control of their finances, understand the options available to make the most of their money, and highlight areas that need to be considered when planning for a financial-secure future. 

We have a team of highly qualified Chartered advisers with the depth of knowledge and experience essential for working with a wide variety of individuals and their financial needs. 

We understand that all clients are unique, and LIFT-Financial focuses on the individual and their needs, not one size fits all.

Areas we specialise in include:

  • Asset and cash management
  • General advice on good financial housekeeping
  • Tax guidance and compliance
  • Family protection and life insurance
  • Tax-efficient savings and investments 
  • Estate planning
  • Mortgages
  • Insurance

 

 Holding Chartered status means LIFT-Financial adhere to an ethical code that underpins broader commitments to professional values. These include putting your interests first, investing in the ongoing development of their employees’ technical skills and knowledge, and supporting broader initiatives that benefit society and the growth of our profession.

LIFT-Advice

Alongside LIFT-Financial, we have LIFT-Advice which is also a team of Chartered Financial Planners.

Find out more about LIFT-Advice here

FAQs


Financial planning refers to the process of setting and achieving financial goals by assessing your current financial situation, developing strategies, and implementing appropriate actions. It involves analysing various aspects of finances; including but not limited to, income, expenses, investments, taxes, insurance, and retirement planning. The goal of financial planning is to create a comprehensive plan to help you manage your finances effectively, make informed decisions, and achieve your short-term and long-term financial objectives. It takes into account factors such as income sources, expenses, debts, savings, investment opportunities, and risk tolerance, among others. Financial planning is a dynamic process that requires periodic reviews and adjustments based on changing circumstances, goals, and economic conditions. Seeking the guidance of a Chartered Financial Planner can be beneficial in developing and implementing an effective financial plan tailored to specific needs and objectives.

Our financial planners offer fee-based advice, which means the charges are clear and transparent and you will know exactly what you are paying for. We ask you to sign a Service & Fee Agreement prior to undertaking any chargeable work. This sets out the services that we are providing and the fees that we will charge for the services, as well as your selected payment method. We’ll tell you if any payments are subject to VAT. Our initial fees are payable once we’ve completed our agreed work and must be settled within 28 business days. Our fees for ongoing services will start immediately after your agreement to proceed with the advice provided in our suitability report. Our ongoing services are optional, but if you agree to purchase an ongoing service unless otherwise agreed, the ongoing service will be provided as a follow-up to the initial service.

Initial meetings allow you to have a chat with one of our Chartered Financial Planners to discuss any questions you may have regarding your finances. These meetings are held at our expense and can help you decide whether you wish to use our services. You can book a free consultation here: www.lift financial.com/contact-us/

The majority of our financial planners are Chartered and many of them are also Fellows of the Personal Finance Society (PFS). Having Chartered status within this industry means we are at the gold standard and our team are highly qualified. This also allows our clients to have the reassurance that they’re in expert hands. We are authorised and regulated by the Financial Conduct Authority (FCA). Our permitted business is advising on and arranging pensions, savings and investment products, non-investment insurance contracts and mortgages.

When working with a financial planner, it’s important to ask relevant questions to gain a better understanding of their expertise, approach, and how they can help you achieve your financial goals. Building a strong rapport and feeling comfortable with your financial planner is essential, so don’t hesitate to ask any additional questions that come to mind during the initial consultation or ongoing relationship.

Once we’ve put in place a financial plan, it will need to be reviewed regularly to ensure you remain on track to meet your financial goals. Our Review Service is designed to do this and includes; a regular meeting to update your circumstances, goals and objectives, updating your financial plan to ensure you remain on track to meet your goals, support with correspondence and administration throughout the year and a choice of online or face-to-face meetings. Our Review Service is not mandatory although most of our clients select this service and find value in it.

Our clients are very important to us, and we value their feedback as it helps us continue to grow and offer the best service we can as a team. We often ask our clients to leave us a review on Google, check out our page to read them all.

You/we may terminate the agreement at any time, without penalty, by either party giving three months’ notice in writing. Any transactions already initiated will be completed according to this agreement unless otherwise agreed in writing. You will be liable to pay for any services we have provided before cancellation and any outstanding fees, if applicable.

If you are unhappy with our advice or any aspect of our services, we encourage you to contact us as soon as possible. We’ll do our best to resolve your concerns. You can contact us by telephone: 0161 929 2626, email: compliance@lift-financial.com or in writing: Compliance Department, LIFT-Financial, Century House, Altrincham, Cheshire, WA14 1RR. We have a complaints procedure, and we can provide further details on request. If you do have a complaint, and you are not happy with our response, the Financial Ombudsman Service (FOS) may be able to help. The FOS settles disputes between financial services business and their clients. Full details are available at www.financial-ombudsman.org.uk

You can contact StepChange who are the UK’s leading charity to get expert debt advice and fee-free debt management to help you tackle your debts: https://www.stepchange.org/

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LIFT-Financial – registered in England and Wales – Company Registration Number 06281244 – Our Registered Address: Century House, Regent Road, Altrincham, Cheshire, WA14 1RR.

LIFT-Financial Ltd is authorised and regulated by the Financial Conduct Authority. Registration number 471394.