With the housing market experiencing a slow down, especially in the South East, house buyers are in a better position to negotiate on price. Here are my top tips for how best to approach a house purchase negotiation. 

Buy to let investors will be hit by another notch up of the tax ratchet. Read more...

Simon Morgan explains why it can sometimes be more challenging than expected to get a mortgage on the high street if you're classed as an expat by the bank.

The 95% mortgage is back – but before you leap in, consider all your costs. 

What is Japanese knotweed and how could it affect your house purchase? David Baker explains.

Interest only mortgages are not as readily available as they once were, with only a small proportion of banks now offering them. For banks who still offer these products, there are a number of specific lending requirements. Rhys Edwards explains.

Read Simon's blog on the decision between a short-term and long-term mortgage.

In his latest blog, David Baker discusses using annual bonus payments when making a lending decision.

Contractor mortgages really don’t need to be overcomplicated, it’s simply a matter of knowing which lender is most likely to be able to interpret a client’s situation and understand their income patterns. As I always say in my blogs this is where a good broker can make the whole process a lot simpler for you. 

Bonus payments can play a big factor in whether a client can borrow the amount they need for that new dream home or not. Here are a few of David Baker's reminders on all things bonus and mortgage related.