Insurance Why consider LIFT when your insurance is up for renewal?

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Here at LIFT-Insurance, we have a long track record of delivering first-class service and advice for clients. LIFT-Insurance is part of the award-winning LIFT-Financial Group, who are Chartered Financial Planners with offices in London, Altrincham, and Edinburgh. Our approach is to create an in-depth knowledge of their clients, so we can offer solutions tailored for them. As a result, we’re a trusted adviser to many firms – large and small – delivering value and peace of mind.

There are three things that, in particular, that set us apart from other insurance brokers; take a read of what it is that puts us ahead of the competition…

Confidential insurance review for you and your clients

Firstly, LIFT provides a confidential insurance review designed to check that a business has the right policies in place. It can highlight any areas where your cover is leaving you exposed and identify if your premiums can be improved.

We use our considerable experience in a whole range of sectors to source the most appropriate commercial insurance products for you, from across the whole market. This ‘silent’ review of your current policies will give you confidence that:

  • Your current broker won’t know that you’re conducting a separate review
  • Your business is adequately protected should an incident occur
  • Any potential gaps in your current policies are identified
  • The premiums you are paying are the most competitive in the market
  • Excessive commissions are not being earned by your current provider

Trust LIFT-Insurance to find competitive cover tailored to your business

Secondly, with constant changes in regulation, it’s important to work with an insurance broker who fully understands your business. We have strong relationships with all the major insurers which means we can find competitive, bespoke policies to fully protect your business. Here’s where we can help:

  • Professional indemnity Insurance with no partner limits 
  • Cover for your offices, contents, computer equipment (including protection of the software) 
  • Documentation (including whilst in transit)
  • Loss and/or breach of data (cyber/virus attack)
  • Loss of revenue
  • Employers and Public Liability Insurance
  • Protection for Partners and Managers in the event of tax/Revenue Investigations, corporate breaches or employee action against your business
  • Business motor fleet cover

Whole of market and independent insurers

Finally, LIFT is a whole of market insurance broker with a vast amount of expertise. Being a whole of market insurer means that we can get clients the cover that’s suited best to them. Also, we are independent; this means we work with a carefully selected panel of specialist insurance companies who understand the very different requirements of our clients. 

Next steps

It’s a very simple process, initially, we’ll have a chat with you over the phone or face to face as it helps us understand the detail of your business. It means we can identify the risks that your business faces as well as unearthing any exposures that haven’t previously been considered. Remember, the review is discreet so it will not affect your relationship with your current provider.

Then we just need a few documents from you, and we’ll do the rest:

1. Basic figures on finances e.g. turnover – or you can provide the latest report & accounts

2. Copies of your current insurance policies and summary provided by the current broker

3. Information on any claims for the past 5 years where available

We’ll review your policies and check that all risks are covered, benchmark the existing premiums to see if they are competitive compared to alternative insurers in the marketplace then provide a report of our findings. If the report highlights issues with your current arrangements, we’ll suggest a migration route to improve your cover. You’ll either get peace of mind that your insurance is fit for purpose, or you’ll learn how to save on premiums and improve your cover.

If you would like more information, please do not hesitate to phone us on 0161 929 2626 or email john.warburton@lift-insurance.com.

“I have found everyone I deal with at LIFT to be extremely professional & the service has been first class.”

“Unbelievable customer service, making the whole process stress free and painless. I am very happy to recommend you.”

Carl Abbott – Latest Blog Posts

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