Stress, strains and a short career

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In August, the BBC published an article titled ‘Do Premier League footballers get a proper break’, this included data which explained that in a year Matthijs de Ligt of Ajax has played 65 matches equating to a total of 5,733 minutes. The other data showed several top-class footballers were in the same boat. That’s not much time to rest and recover before their next match and could lead to an increase in the chance of a career-ending injury.


In another article, it discussed a report published by Fifpro, who represent 65,000 professional footballers from 63 national players' associations. The 'At the Limit' report compared the workload of 16 players over the last 12 months with medical science on health and performance capacity.

The report claims elite non-European players such as Mane, Alisson and Son are travelling too much without adequate rest when they leave club football for international duty.

Now, I'm sure you're reading this and not feeling much sympathy for them. It’s probably true to say that most ‘normal’ people think footballers have the best job in the world, but the data above proves that it’s not all plain sailing. Players must travel long distances to games using a variety of transportation methods including planes and cars, where the risk of injury is transferred and greater as players may car share or have drivers. Plus, some competitions require back to back games to be played, so there’s the mental and physical strain on the body, which can lead to a greater risk of injury.

Sports professionals and those dealing with them will be interested to hear that at LIFT-Insurance one area we can help to mitigate the risks is with our career-ending insurance cover. This valuable protection gives peace of mind if a player’s dream is cut short by injury or illness. In some cases, even death which results in a sudden loss of income for the family.

LIFT-Insurance has an exclusive facility with a specialist insurer we've been working with for over 15 years. This provides us with access to an insurance policy that can be tailored to the distinct needs of professional footballers giving them confidence that they will be financially secure should their career end abruptly.

This market-leading protection includes additional cover for death by natural causes such as heart attack which is not typically included as standard in other competing products.

Cover highlights:

  • Plain English wording
  • Competitive premiums
  • Benefits not available through other brokers
  • Advice and support from our experienced team
  • International Duty included as standard
  • Two years fixed deal for all Premiership Players under the age of 26 years old
  • Worldwide cover
  • Our cover includes death by natural causes benefit (up to £250,000 included as standard. Higher limits are available)

If you would like to talk to us about this cover, call the LIFT-Insurance team on 0161 929 2621.

(Source: BBC website &

Paul Fielding – Latest Blog Posts

Continue reading 'Career-ending injury insurance'

Career-ending injury insurance

Career-ending injury insurance is now more important than ever, with players playing more games every week with little rest, which enhances the risk of injury. Paul Fielding explains how LIFT-Insurance can help.

Continue reading 'Career-ending injury insurance'

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