As an ex Royal Engineer, it is great to know that these days the Forces Help to Buy Scheme is in place to bridge the gap between the armed forces and civilian life. 

A change in employment status such as promotion to partner or becoming self-employed can cause problems with a mortgage application - but not always. Rhys Edwards explains how some lenders are now much more flexible when it comes to new employment.

If you’re thinking of re-mortgaging or buying a house, before you start looking for the right mortgage, it’s worth spending some time getting all the necessary information together. If you’re not sure what’s needed, the simple answer is every lender approaches things differently, but I can give you a good idea of what may be required.

Investment professionals often have income situations that make mortgage applications less straightforward. Over the years, having so many of these clients has given me a good insight into how best to help those working in the City in similar situations. 

For those becoming partners in professional firms, mortgage applications can be less straightforward. Simon Morgan shows how he helped secure a remortgage for a newly self-employed client.

Picking the right mortgage to suit your needs is an important decision. But before you get to that point it’s just as important that you choose the right mortgage intermediary to help you.

With a five-year fixed rate as low as 1.70% at 60% loan to value, a long term fix can look attractive. 
However, whilst no one will ever get buyer’s remorse at that rate, there are other factors that you need to consider if you are planning on fixing in for a longer period.
 

Lenders look at affordability before agreeing a mortgage and will 'stress test' your payments. Simon Morgan tells you what they consider and how you can improve your position before applying for a mortgage. 

Getting help from family can be the only way onto the property ladder for some. Beyond a simple deposit handout, there are now various mortgage options available for those using the Bank of Mum and Dad.

The 95% mortgage is back – but before you leap in, consider all your costs.