Most high street lenders no longer offer this type of mortgage but there are a few who will, along with several offshore lenders. Simon Morgan explains the issues to be prepared for when considering a foreign currency mortgage. 

What do you do if you’re struggling to raise the deposit for your first home? Luckily, there are now government incentives available, as Simon Morgan explains.

Offset mortgages are not for everyone but can be a useful facility in the right circumstances. Simon Morgan explains the basics with a case study from a recent client. 

As an ex Royal Engineer, it is great to know that these days the Forces Help to Buy Scheme is in place to bridge the gap between the armed forces and civilian life. 

If you’re thinking of re-mortgaging or buying a house, before you start looking for the right mortgage, it’s worth spending some time getting all the necessary information together. If you’re not sure what’s needed, the simple answer is every lender approaches things differently, but I can give you a good idea of what may be required.

For those becoming partners in professional firms, mortgage applications can be less straightforward. Simon Morgan shows how he helped secure a remortgage for a newly self-employed client.

Lenders look at affordability before agreeing a mortgage and will 'stress test' your payments. Simon Morgan tells you what they consider and how you can improve your position before applying for a mortgage. 

Getting help from family can be the only way onto the property ladder for some. Beyond a simple deposit handout, there are now various mortgage options available for those using the Bank of Mum and Dad.

Selling is not the only option. You can also release equity from your home for an ongoing purchase via a let to buy mortgage. 

Simon Morgan looks at the reasons why going to a mortgage professional is a sensible option for your next purchase or re-mortgage.