When the ISA was introduced in 1999, many thought it to be little more than a rebranding of the two schemes it replaced. The following 20 years have proved ISAs to be much more. Sarah Wilson-Trainor explains.

How Junior ISAs work and why using one to save for your child makes good financial sense.

Your attitude to risk and resulting investment choices will change over time. That’s why it’s important to regularly revisit your risk profile and make sure investments are selected to suit your capacity for loss.