Reform of tax relief on buy-to-let residential mortgage interest was a surprise in the 2015 summer Budget and the latest instalment of changes came in last month. Rhys Edwards explains the implications of the move to the new system for buy-to-let landlords.
Interest only mortgages are not as readily available as they once were, with only a small proportion of banks now offering them. For banks who still offer these products, there are a number of specific lending requirements. Rhys Edwards explains.
A change in employment status such as promotion to partner or becoming self-employed can cause problems with a mortgage application - but not always. Rhys Edwards explains how some lenders are now much more flexible when it comes to new employment.