Having an open conversation with your family about your wishes should the unmentionable happen, is one of the most important aspects of financial planning. Does your family know of your wishes? Do they know where to go to access information about your finances?

Taking a step back and looking at the long term can be a worthwhile financial exercise and give you clarity on how best to prioritise. Make the right choices now and it will help put you in a secure financial position throughout your life.