Dave Baker explains what goes into securing finance for footballers and the challenges faced by client, broker and lender to make sure the right solution is provided.

Dave Baker, Managing Director for LIFT-Mortgages tells us more about when an interest-only mortgage is a right option.

With the housing market experiencing a slow down, especially in the South East, house buyers are in a better position to negotiate on price. Here are my top tips for how best to approach a house purchase negotiation. 

The 95% mortgage is back – but before you leap in, consider all your costs. 

What is Japanese knotweed and how could it affect your house purchase? David Baker explains.

In his latest blog, David Baker discusses using annual bonus payments when making a lending decision.

Contractor mortgages really don’t need to be overcomplicated, it’s simply a matter of knowing which lender is most likely to be able to interpret a client’s situation and understand their income patterns. As I always say in my blogs this is where a good broker can make the whole process a lot simpler for you. 

Bonus payments can play a big factor in whether a client can borrow the amount they need for that new dream home or not. Here are a few of David Baker's reminders on all things bonus and mortgage related. 

Planning your mortgage finances when thinking about starting a family requires almost the same level of planning as starting the family itself and it's really important to think ahead.