If you’re relying on bonus income in a mortgage application, finding the right lender is key.

If you work in recruitment you're likely to have bonus or commission payments making up a large part of your income. Don't believe the rumours when it comes to applying for a mortgage. Here are the facts on how lenders treat those payments.

Some types of property are more difficult to mortgage so if you're hoping to buy a new build, farmhouse or short lease property, you'll probably have to look beyond the well known lenders.

Contracts for reassignment are relatively rare but growing in popularity amongst London based clients. For those who want to buy via this arrangement, approach with caution and take expert advice. 

Down valuations, especially in the London market where I specialise, are becoming more common. In this blog I look at why this happens and what to do if the house you're hoping to buy has a down valuation. 

Interest only mortgages are still available for those that meet specific criteria. For some of our clients, interest only or a 'part and part' mortgage can be a sensible option.

Mortgage interest rates have fallen further but choosing a mortgage is not just about the lowest interest rate. Here's how we help you choose the right one for you. 

Wondering how the house-buying & mortgage process works? Our Step by Step diagram gives you a quick overview and a link to our First Time Buyer Guide.

The success of Help to Buy has led to changes in the London scheme - good news for buyers in the Capital.

At this time of year it seems that every mortgage meeting I go to falls into one of three categories: clients looking for a new home, clients looking to change jobs and clients looking to use their bonus to overpay their mortgages. So this week’s blog gives some practical advice for all three situations.