Picking the right mortgage to suit your needs is an important decision. But before you get to that point it’s just as important that you choose the right mortgage intermediary to help you.

With a five-year fixed rate as low as 1.70% at 60% loan to value, a long term fix can look attractive. 
However, whilst no one will ever get buyer’s remorse at that rate, there are other factors that you need to consider if you are planning on fixing in for a longer period.
 

April will mark the start of another measure designed to increase tax for buy-to-let (BTL) investors. David Baker explains the facts and figures.

If you’re relying on bonus income in a mortgage application, finding the right lender is key.

If you work in recruitment you're likely to have bonus or commission payments making up a large part of your income. Don't believe the rumours when it comes to applying for a mortgage. Here are the facts on how lenders treat those payments.

Some types of property are more difficult to mortgage so if you're hoping to buy a new build, farmhouse or short lease property, you'll probably have to look beyond the well known lenders.

Contracts for reassignment are relatively rare but growing in popularity amongst London based clients. For those who want to buy via this arrangement, approach with caution and take expert advice. 

Down valuations, especially in the London market where I specialise, are becoming more common. In this blog I look at why this happens and what to do if the house you're hoping to buy has a down valuation. 

Interest only mortgages are still available for those that meet specific criteria. For some of our clients, interest only or a 'part and part' mortgage can be a sensible option.

Mortgage interest rates have fallen further but choosing a mortgage is not just about the lowest interest rate. Here's how we help you choose the right one for you.