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Continue reading 'Contractor mortgages: how to make the impossible possible'

Contractor mortgages: how to make the impossible possible

Contractor mortgages really don’t need to be overcomplicated, it’s simply a matter of knowing which lender is most likely to be able to interpret a client’s situation and understand their income patterns. As I always say in my blogs this is where a good broker can make the whole process a lot simpler for you. 

Continue reading 'Contractor mortgages: how to make the impossible possible'
Continue reading 'Another Brick in the Wall - Why we need financial education'

Another Brick in the Wall - Why we need financial education

As an early adapter of the Education Champion scheme and having recently connected with a local school to take part in the initiative, I believe that this type of programme can have far-reaching positive effects not just on those individuals who take part, but on the society they enter armed with the proper tools to elevate their standing in the wider financial world. 

Continue reading 'Another Brick in the Wall - Why we need financial education'
Continue reading 'You've used your ISA allowance - what's next?'

You've used your ISA allowance - what's next?

With the ISA allowance now at £20,000, when an investment matures or you receive an inheritance, a lump sum from a pension, or a generous redundancy payment over and this allowance, you may need to consider investing into funds or other investments on a direct basis.

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Continue reading 'Don’t lose your pensions!'

Don’t lose your pensions!

The Pensions Dashboard - A central register would show every old pension and perhaps also a link into the State Pension, thereby giving people some inkling of what they might have in their pot now and therefore at least a clue toward how much they might have by the time they look to retire. 

Continue reading 'Don’t lose your pensions!'
Continue reading 'How can I speed up my mortgage application?'

How can I speed up my mortgage application?

There isn’t too much you can do to influence how fast your loan moves along the mortgage approval assembly line, but what you can do is eliminate unnecessary extra steps and delays that tend to prolong that process. Craig Ryan explains.

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