Offset mortgages are not for everyone but can be a useful facility in the right circumstances. Simon Morgan explains the basics with a case study from a recent client. 

Inheritance tax (IHT) is raising more than ever according to HM Revenue & Customs (HMRC). How much do you want to contribute?

With the housing market experiencing a slow down, especially in the South East, house buyers are in a better position to negotiate on price. Here are my top tips for how best to approach a house purchase negotiation. 

As an ex Royal Engineer, it is great to know that these days the Forces Help to Buy Scheme is in place to bridge the gap between the armed forces and civilian life. 

A change in employment status such as promotion to partner or becoming self-employed can cause problems with a mortgage application - but not always. Rhys Edwards explains how some lenders are now much more flexible when it comes to new employment.

If you’re thinking of re-mortgaging or buying a house, before you start looking for the right mortgage, it’s worth spending some time getting all the necessary information together. If you’re not sure what’s needed, the simple answer is every lender approaches things differently, but I can give you a good idea of what may be required.

Investment professionals often have income situations that make mortgage applications less straightforward. Over the years, having so many of these clients has given me a good insight into how best to help those working in the City in similar situations. 

For those becoming partners in professional firms, mortgage applications can be less straightforward. Simon Morgan shows how he helped secure a remortgage for a newly self-employed client.

How do you protect your business from commercial invoices going unpaid? Our Commerical Insurance specialist Carl Abbott explains how credit insurance provides your business with protection against corporate clients failing to pay their debts

The latest news from LIFT-Financial including articles on phasing retirement, Lifetime ISAs and IHT.