It’s inevitable that the evolution of FinTech and artificial intelligence will redefine many professions, not just that of financial advisers, but it’s my strong belief that it will not make the best of our profession redundant. 

If you're not worried about running out of money in retirement, the higher transfer values currently available will be good news.  

Getting help from family can be the only way onto the property ladder for some. Beyond a simple deposit handout, there are now various mortgage options available for those using the Bank of Mum and Dad.

The 95% mortgage is back – but before you leap in, consider all your costs. 

It may sound strange, but your pension could be the last thing you should draw on in retirement. 

The cuts and adjustments made to the two main pension allowances since 2011 have made retirement planning all the more complex.

Selling is not the only option. You can also release equity from your home for an ongoing purchase via a let to buy mortgage. 

Tax year end is coming soon, so take time to check that you're making the most of the tax reliefs and allowances available. 

If you have a number of 'paid-up' or 'frozen 'pensions cluttering up your finances, it's a good idea to track them down and have a pension tidy up.

If you’re relying on bonus income in a mortgage application, finding the right lender is key.