Making the Yacht Insurance process plain sailing

Making the Yacht Insurance process plain sailing

Our brokers make the process plain sailing, and that's why clients continue to use our professional and crystal-clear service.

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What is Yacht Insurance?
Yacht insurance is there to protect your craft, other crafts and most importantly you and your passengers. Insurance is there to help you when the unthinkable happens and to help put you back in the financial position you were in prior to the loss you experienced. 

Financial loss can come from damage to your yacht, a third-party claiming against you for damage to their craft or in some cases financial loss caused by damage to you or even your passengers. 

Providing you with the correct cover:
Our policy provides cover for all the areas mentioned above, many marines require a minimum of third-party cover if you use their facilities. We strongly advise you consider a premium policy for these highly valuable assets and the injuries that can arise from using them. 

Here are some of the key features of our policy:

  • All risks cover (covers loss or damage to the insured yacht, unless the loss or damage is caused by something which is specifically excluded)
  • Includes £3m third party liability for owners and guests
  • Cover for dinghies, tenders and their outboard motors automatically included up to £2,500*
  • Owner and family personal effects automatically covered up to £2,000 while on the vessel, being used in conjunction with the vessel, or in transit to the vessel*
  • Personal accident cover for owner and guests up to an aggregate of £150,000
  • Cyber cover for loss to electronic navigation and self-steering equipment resulting from malicious code or unauthorised use
  • Up to 25% protected no claims discount
  • Multi-vessel discounts available
  • Cover available for vessels up to £8m in value (€10m/$10m)*
  • Up to 120% of Hull, Machinery & Equipment Value
  • In-house claims managers and marine surveyor in the event of a claim with worldwide capabilities
  • 24/7 emergency claims notification

* Higher limits available on request

Now you have a clearer view of the cover we can provide, here are some reasons to consider using our team:

  • Specialists in the marine division, providing bespoke solutions for all aspects of yacht insurance
  • Personal advice from highly knowledgeable brokers
  • We conduct a free review of your existing insurance arrangements to check the correct cover is in place
  • A total solution, no off the shelf products. We fully understand the risks you face and find the most effective protection programme
  • Competitive premiums and excellent service, including the claims handling process


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