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Monthly Insurance Update

By Helen Hall

  • Insurance

Here are some vital points on the current insurance market from our expert Helen Hall.

What have we been speaking about to our Clients this month?

We’ve had a busy month at LIFT-Insurance with a constant influx of business, particularly from our LIFT-Mortgages and LIFT-Sport Clients which is heartening to see. We pride ourselves in taking time to understand the insurance demands and needs of our Clients, so what have we been insuring this month?

There’s no place like home

We’ve had a steady stream of referrals to keep us busy – from fancy City new build apartments to a timber-framed Grade II listed building dating back to 1700 to an Edwardian building with a basement; as no two houses are the same then no two insurance policies should be either.

Buy-to-let

With falling mortgage rates (see the blog from LIFT-Mortgages’ David Baker’ here), requests for landlords’ insurance is at an all time high. With our robust panel of insurance companies, it’s one of our favourite kinds of business to write.

Emotional baggage

We also have access to a robust valuables policy which can insure not only your jewellery on a stand-alone basis, separate to your household contents cover if you wish but also expensive handbags, a significant investment and often a theft target.

Come fly with me

We’ve helped Clients with pre-existing medical conditions place travel insurance, when they previously felt overwhelmed by the minefield of what they needed to disclose.

Speak to one of our team

Imagine if you forgot to mention a previous claim. If you later need to make a claim, the insurer might refuse to pay out because they weren’t aware of it when they issued the policy. We’re here to help guide you through the process or what you need to disclose and if you’re unsure about what information to provide, just ask. Take your time to review all the information you provide as it’s better to double-check now than to face issues later. At LIFT-Insurance, we understand your insurance cover is so much more than a piece of paper; your home is most likely the biggest single investment you’ll ever make, your buy-to-let is an important investment that needs to be properly protected, your valuable items are not just ‘things’ but are moments in time and a precious memory. If it’s been a little while since you’ve had a cover review, we can help. Get in touch with LIFT-Insurance on 0161 929 2621.

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