Did you know we also do Commercial Insurance?

Our latest updates have focused on our Private Client offerings, but did you know LIFT-Insurance are also Commercial Insurance specialists?

Our team have over 100 insurance years’ experience between us, and insure policies for manufacturing clients, property owners, motor trade, hauliers, professional indemnity, charities, and pretty much everything else in between! Here’s a small snapshot of the types of policies we’ve been working on this month:

• Professional Indemnity – if you provide advice or design, this cover can provide you with indemnity for claims made against your company in respect of any negligent act, error or omission incurred in the course of your professional business. It’s a fact of life that accidents happen (did I mention we also do motor fleet insurance?), but if they happen through the course of your business, this cover can protect you against the resultant costs.
• Commercial Property Owners – whether blocks of flats, HMOs or a portfolio of properties designed to provide you with an income, we have access to a suite of robust policies that will protect not only the bricks-and-mortar of your purchase but also your potential loss of rental income, your liability as property owner and your liability to the public or your employees should a claim arise.
• Commercial Combined – whether you run a hairdresser, a manufacturing business or an office, our local team have a wealth of experience in insuring all manner of trades. Our Commercial Combined policies can include (the compulsory cover of) Employers’ Liability, assets, business interruption, stock, whatever it is that makes up your business.

We always check whether your current business description on your policy is adequate. It’s great if you have a current policy but if your activities have changed as your business evolves, it’s crucial the business description evolves with it so the insurance company cover you for the correct activities. For example, if you’ve insured yourself as a Car Servicing business and you suddenly spot a gap in the market to service motorbikes or diversify into jet skis, you need to let your insurance company know.

We often find a fresh set of eyes on a policy schedule adds huge value, spotting potential gaps or tweaks in cover and that’s what brings us new clients. If you’re a new start-up, you might not know what you need to insure and again, our friendly, professional team can you navigate through the often-confusing world of insurance. We love our job and love to help.

So, if you’ve been with the same insurance broker or company for a few years, if you’re a new start-up, or if you simply want a chat about what covers you need, give the team a ring today on 0161 929 2621. We’ll help give your insurances a LIFT!